Is Your Insurance Company Requiring a Roof Replacement? Act Now Before It’s Too Late!

Many homeowners are receiving unexpected notices from their insurance companies: Replace your aging roof or risk losing coverage.

If your roof is nearing the end of its lifespan, your insurer may soon require you to replace it before renewing your policy. But what they might not tell you is that you could qualify for a roof replacement due to storm damage—at little to no out-of-pocket cost.

Why You Need to Act Fast

Insurance companies have strict policies. Generally, once they notify you that a replacement is required, it’s too late to file a claim for storm damage. This means you’ll be left footing the bill for a new roof.

By scheduling an inspection before your insurer demands a replacement, you may be able to file a storm damage claim and have your roof covered under your policy.

How Do You Know If Your Roof Qualifies for a Storm Damage Claim?

That's where our expert roof inspectors come in! Our team is highly trained to accurately assess storm damage and provide honest, transparent evaluations. We don’t pressure homeowners or make false claims—if there’s damage, we’ll show you exactly what we find and guide you through the next steps.

What are we looking for?

  • Hail Damage: Dented shingles, granule loss, and compromised integrity.
  • Wind Damage: Lifted, curled, or missing shingles.

A professional roof inspection can determine if your roof has storm-related damage before your insurance company mandates replacement.

Schedule Your Free Roof Inspection Today

At Continental Roofing, we specialize in helping homeowners navigate the insurance claims process to maximize their coverage. Our team will:

  • Perform a comprehensive storm damage assessment.
  • Document any damage that qualifies for a claim.
  • Guide you through the insurance claims process.
  • Ensure your roof is replaced without unnecessary out-of-pocket costs.

Don’t Wait – Protect Your Home & Your Wallet!

Schedule Your Inspection Now

Frequently Asked Questions

1. How do I know if my roof has storm damage?

Signs of storm damage include missing or curled shingles, dents from hail, and leaks. A professional inspection can confirm whether your roof qualifies for an insurance claim.

2. What happens if my insurance already sent me a notice?

While it’s ideal to schedule an inspection before receiving a notice, if your insurer has already mandated a replacement, they may no longer cover the cost through a storm damage claim. However, a professional inspection can still be valuable—it may uncover qualifying damage that could justify an insurance claim, potentially saving you from paying out of pocket.

3. How does the insurance claims process work?

We inspect your roof for storm damage, document the findings, and help you file a claim. Your insurance adjuster will assess the damage, and if approved, they will cover the cost of the roof replacement.

4. Will filing a claim increase my insurance premiums?

In most cases, storm damage claims are classified as "acts of nature" and typically won’t increase your individual premiums. However, it’s always a good idea to check with your insurance provider for specifics. Additionally, if a region experiences widespread storm damage, insurance rates may rise for all homeowners in the area, regardless of whether they file a claim.

5. How soon should I schedule an inspection?

Immediately! Waiting too long may result in your insurance company denying your claim. If your roof has suffered storm damage, filing a claim quickly is the best way to avoid out-of-pocket costs.